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Many countries do not have a credit score system like the united states [1] it is an inexpensive and main alternative to other forms of consumer loan underwriting. Here's how other countries measure a person's creditworthiness.

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Credit scores were developed to fairly and accurately gauge a borrower’s ability to borrow and pay money back Credit score in the united states a credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report And unlike some countries that only pay attention to negative marks, the u.s

Also gives you credit for doing the right things, like paying bills on time.

If you decide to move to another country, you'll likely need to build a new credit score Your credit score in the u.s., for example, probably won't affect your score when establishing credit in germany In summary in short, many other countries have credit scores Some are similar to the u.s

Model, while others are unique. The concept of assessing an individual’s financial reliability, often called a “credit score,” is not exclusive to the united states, though its specific manifestation varies significantly across regions This assessment helps lenders determine the potential risk involved in extending credit, influencing decisions on loans, interest rates, and other financial products